Sanjay Dhavalikar is a Banking Expert having 29 years of knowledge and experience in managing complex operations. He is a seasoned professional managing complex operations in Banking, Insurance and Financial Services. Sanjay, an affectionate, resourceful, and goal-driven expert, is heading the UNITES Business Solutions Pvt Ltd. Sanjay is the Founder and Director of UNITES Business Solutions Pvt Ltd (http://www.Unitesbiz.com). It was formerly known as Archis Business Solutions Pvt Ltd. Sanjay was among those esteemed industrialists who brought it to a respected zenith. It is an Operations & IT Management Company, working for cooperative banks, private sector banks, public sector banks & insurance companies. He is responsible for the Business Development and Operations of the Company and the deployment of robust and standardised business processes for Banks.

Sanjay is a hard-working, proactive, efficient strategy and superior management professional holding experience of 6 years of Accounting operations. Sanjay Dhavalikar graduated with a B.Com degree from Mumbai University, which helped him better understand accounts and finance. He achieved his ADBA in HR from the Welingkar Institute of Management to get more insight into business regime and management.

Sanjay Dhavalikar is someone who shows patience and has a reliable identity. He has a charming personality with a susceptible nature, contributing generously to the work of social and public interest. For more than 3 decades, Sanjay has specialised in many reputed banks and financial groups due to his business transparency and excellent service commitment. He has expertise in Strategic Planning, Retail Operations Management, Process Management, System Planning, Risk Management, Accounting & Compliance, Policy Formulation and other allied functions.

Sanjay Dhavalikar steered the Operations & Customer Service as Sr. Vice President in Star Union Dai-ichi Life Insurance Co Ltd (JV between Bank Of India, Union Bank Of India & Dai-ichi Life, Japan). He also served as Vice President & Head in Operations with Future General India Life Assurance Co. Ltd. He was the Head at Central Processing Centre in Chief Manager (Head – CPC Â Liability Operations Group) with ICICI Bank Ltd. Here, he initially was heading Level 3 compliant unit with a target of attaining six sigma & WoW during the year, which is the most substantial liability operations unit of the bank. Sanjay also served in Operations with SBI Life Insurance Co. Ltd. as Associate Vice President.

Sanjay Dhavalikar is a self-directed and action-oriented professional with fundamental abilities in Strategic Planning And Policy Formulation. He is skilled in Quality/ SLA Management, System Implementation and Risk Management. He is a faithful planner and communicator with exceptional relationship management abilities. Sanjay Dhavalikar achieved recognition for Fintech Company of the Year, Business Achiever of the Year and Company of the Year. He also enunciated at seminars at Life Insurance International Operations held in France, International Underwriting Operations in Malaysia and International Operations, which was held in South Africa. ÂSwa-Tantra-Dnyan ParishadÂ, a seminar for co-operative banks in Maharashtra on technological footprint, was one prominent seminar he attended and spoke at.

Moreover, Sanjay Dhavalikar has executed duties with IndiaÂs 4 prominent players, namely ICICI, SBI, Future Generali, Star Union Dai-ichi. He had exercised the conceptualisation of multi-distribution, product & operations strategies for these start-up ventures. He has been an essential part of every high and low of the Indian Banking & Life Insurance industry post-liberalization and assignments that have helped develop an end-to-end perspective on organising the business.

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