Prime Minister Narendra Modi today said the government’s ‘DigiDhan’ movement for digital payment is a step towards curbing the menace of corruption. While paying rich tributes to Dr B R Ambedkar on his 126th birth anniversary at the Deekshabhoomi in Nagpur, Mr Modi also launched two new schemes under the BHIM app for referral bonus to individual users and cash-back for merchants to incentivise them. 

Seeking to rope in youngsters to promote cashless transactions, the Prime Minister said for any person who introduce to the BHIM app, he will get a cash back of 10 rupees and if someone refer 20 people a day, he can earn 200 rupees. 

Commenting on the Aadhaar-based digital payment mobile application, Mr Modi said the BHIM app is positively impacting several lives across the country. He said the nation is reaching a time when financial transactions will take place at the the mobile phones.

In December 2016, Modi had launched the BHIM app for facilitating electronic payments by consumers. In March, the government launched Aadhaar Pay, a new Android-based smartphone app.

Mr Modi said there was an era when the thumb was a sign of being illiterate and now, the thumb which is used for Aadhaar-based transactions, has become people strength. He said awards of 250 crore rupees have been given boost to the less-cash transactions. 

The Prime Minister also felicitated the winners of the mega draw of incentive schemes to promote digital payments — the Lucky Grahak Yojana and DigiDhan Vyapaar Yojana. He asked the awardees to become ambassadors of a less-cash campaign.

Any citizen without access to smartphones, internet, debit or credit cards will be able to transact digitally through the BHIM Aadhaar platform.