Mumbai is a city of dreams, thousands migrate to this city every day to achieve their dreams. One of these many amazing talents happens to be a homebound boy, Aman Sharma. Aman, who has hosted shows in over 40 countries, also runs a Bollywood chat show and is singer/guitarist. In simple terms, he is a jack of many trades and king of entertainment.

When asked how does it feel to be everyone’s favorite, he candidly replied, “Kabhi ghamand nahi kya hahaha, I have been a team player and have always made sure that people around me are happy; this is more of a habit than a profession to me.”

How did you get into this profession?

“Well, it was more of a calling than trying to find one. Everything I did somehow got me closer to my dream job, I was standing at a mall distributing pamphlets for a brand when I saw someone on the microphone in the mall. I loved that authority and that profession. I shamelessly walked to that person and asked, “How do I do this, I can do this better.” Oops, forgive my naive nature.

Has anyone been in this profession in your family?

“I am no product of nepotism, I am happy being self-made. No one from my family is remotely close to this profession. 

Self-made Millionaire at 27? How true is that?

How unfortunate, like the song goes “I wanna be a billionaire, so freaking bad”. I am working on changing that Million to Billion. Honestly, it’s not true, I wish I had that kind of money. I make money and I spend it all. OOUCH that hurt. 

How does 2019 look for you?

New things are coming up this year. All I can say is, the best is yet to come. I just believe in working hard and loving my parents, I leave the rest to the divine power. I am sure I will establish myself in this Industry far better by the end of 2019.

New Delhi : While the corporate sector has taken significant initiatives to promote gender equality at the workplace, more needs to be done to promote representation of LGBT community and people with disabilities (PWDs), Union Minister of State for Social Justice and Empowerment, Mr Rattan Lal Kataria said at an ASSOCHAM event held in New Delhi today.

“I have no hesitation in stating that corporate sector is doing excellent work on the front of promoting gender equality at the workplace which is giving a boost to women’s participation in the workforce,” said Mr. Kataria while inaugurating ASSOCHAM Conference-cum-Awards on Diversity and Inclusion.

He, however, added that apart from people with disabilities, the companies also need to promote representation of the LGBT community, weaker sections of society and create a conducive work environment.

“I urge the corporate sector to strengthen the participation of weaker sections of our society, which is also a part of government’s agenda,” stated Mr Kataria.

Lauding the government’s efforts he said, “Our government is working pro-actively to promote diversity and inclusion, and recent reforms in India’s labor laws like maternity leave benefits together with the prevention of sexual harassment at the workplace and day-care facilities are landmark steps that were received very well and were welcomed across organizations.”

He further said that the push for diversity and inclusion at the workplace has become increasingly vital for organisations in recent years, to the benefit of local talents and communities.

“It is heartening to note that organisations are participating and taking initiatives by working at the ground level to help achieve the government’s goals and objectives in this behalf,” the Minister said.

Amid others who addressed the ASSOCHAM conference included: Mr Sunit Sinha, managing director, Accenture Strategy Talent & Organization; Ms Gayathri Ramamurthy, senior director, Lead-D&I, Capgemini India; Ms Rajyasree Sen, director, Global Communications, Hyatt India Consultancy Pvt. Ltd.; Mr Anil Rajput, chairperson, ASSOCHAM CSR Council and senior VP-Corporate Affairs, ITC Ltd.; Mr Ravi Bhatnagar, co-chair and director-External Affairs & Partnerships (AMESA), Reckitt Benckiser and Col Saurabh Sanyal, deputy secretary-general.

The first systematic review and meta-analysis of the international use of menstrual cups, including 43 studies and data from 3,300 women and girls – published in The Lancet Public Health journal, suggests they are safe and result in similar, or lower, leakage than disposable pads or tampons. 

Four studies within the review (293 participants) compared leakage between different sanitary products and found that levels were similar between menstrual cups and pads and tampons, while one found that leakage was significantly less.

Globally, menstruation can affect girls’ schooling and women’s experience of work, increase their disposition to urogenital infections if they use poor quality sanitary products, and even make both women and girls a target of sexual violence or coercion when they don’t have the funds to buy them. There is an increasing number of initiatives in both high- and low-income countries to combat ‘period poverty’, so it is essential that policymakers know which sanitary products to include in menstrual health programs and puberty education materials. 

“Despite the fact that 1.9 billion women globally are of menstruating age – spending on average 65 days a year dealing with menstrual blood flow, few good quality studies exist that compare sanitary products,” says senior author Professor Penelope Phillips-Howard from the Liverpool School of Tropical Medicine, UK. “We aimed to address this by summarising current knowledge about leakage, safety, and acceptability of menstrual cups, comparing them to other products where possible.”

The study combines data from medical studies and grey literature – such as conference abstracts, reports and theses – for which participants reported their experiences of menstrual cups or their willingness to use them. The authors selected 43 studies involving 3,319 participants in both low- and middle-income countries (LMICs) (15 studies) and high-income countries (28 studies). They also compiled global information on the availability and costs of menstrual cups, conducted preliminary estimates on waste savings, and examined puberty education materials to assess the extent to which menstrual cups are referred to as an option.

The authors note that the quality of the studies included was low, and call for more, quality research in this area, and note that further studies are needed on cost-effectiveness and environmental effects between different menstrual products. In the review, some of the information was taken from reports not published in peer-reviewed journals and the focus of some studies was to evaluate other topics. Some data were from older studies, when reporting requirements were less stringent, or with menstrual cups that are no longer available. Most of the studies depended on self-reporting, which might have overestimated the use of the menstrual cup. 

Menstrual cups collect blood flow, rather than absorbing it as with pads and tampons. Like tampons, they are inserted into the vagina, before being emptied every 4-12 hours. There are currently two types: a vaginal cup which is generally bell-shaped, and a cervical cup which is placed around the cervix high in the vagina like a diaphragm for contraception. The materials used to make them are medical-grade silicone, rubber, latex or elastomer and can last up to 10 years.

The current review identifies the products usually used in LMICs, which include clothes, cotton wool, tissue paper and other pieces of material, as well as disposable pads. Leakage and chaffing are a common concern. 

Four studies in the review, involving 293 participants, made direct comparisons of leakage between menstrual cups and disposable pads or tampons. Leakage was similar in three studies and significantly less among menstrual cups for one study. In some studies, leaking was associated with abnormally heavy bleeding, unusual anatomy of the uterus, need of a larger cup size, incorrect placement of the cup, and the cup becoming full.

There was no increased risk of infection associated with using menstrual cups among European, North American, and African women and girls. There were five reported cases of toxic shock syndrome following their use, but the overall number of menstrual cup users is unknown, so it is not possible to make comparisons of the risk of toxic shock syndrome between menstrual cups and other products. In four studies involving a total of 507 women, use of the menstrual cup showed no adverse effects on vaginal flora. In studies that examined the vagina and cervix during follow-up, no tissue damage was identified from the use of a menstrual cup. 

Difficulty in removing cups, requiring professional assistance, was reported twice for vaginal cups and 47 times for cervical cups. Some women use them in combination with intrauterine devices and, in 13 cases, removing the cup was associated with an IUD becoming dislodged. They suggest that the combination of an IUD and use of a menstrual cup might need further study. The authors identified five women who reported pain, three who reported vaginal wounds, six who reported an allergy or rash and nine who reported urinary tract complaints. 

Results from 13 of the studies suggest that around 70% of women wanted to continue using menstrual cups once they were familiar with how to do so. Interview-based studies revealed that practice, peer support, and training are key to participants finding them successful. In six qualitative studies, participants suggested that adopting the menstrual cup required a familiarisation phase over several menstrual cycles. The authors note that information and follow-up on correct use might need to form a part of menstrual health programmes.

The review suggests that awareness of menstrual cups as an option is low. Three studies in high-income countries found that only 11-33% of women are aware of them. Among 69 websites containing educational materials on puberty in 27 countries, 77% mentioned disposable pads and 65% mentioned tampons, while only 30% mentioned menstrual cups and 22% mentioned reusable pads. 

Preliminary evidence on the cost and waste savings associated with using menstrual cups suggests that over 10 years, a single menstrual cup could cost much less than pads or tampons. The authors identified 199 brands of cup is available in 99 countries, with a wide range of prices from US$ 0.72 to $46.72. A cup could cost roughly 5% or 7% of the cost of using 12 pads (on average US$ 0.31 each) or tampons (on average US$ 0.21 each) per period. Plastic waste might also be reduced. Over 10 years, a cup is estimated to create 0.4% of the plastic waste generated by single-use pads or 6% of that produced by using tampons. The authors note that the cost and waste estimates are only illustrative, and do not account for the combined use of menstrual products, inflation, or production costs. 

Given the limited number of reports on the use of menstrual cups, the authors also caution that other potential issues cannot be excluded, including use of menstrual cups in combination with IUDs. Further international research will be needed to provide more information on acceptability, to monitor adverse events, to assess best practice to shorten the familiarisation phase, and to more reliably assess cost-effectiveness and environmental effects.

Writing in a linked Comment, Dr Julie Hennegan from the Johns Hopkins Bloomberg School of Public Health, USA, says: “For consumers purchasing menstrual products, the results highlight cups as a safe and cost-effective option. Critically, findings indicate that menstrual education resources are not providing a comprehensive overview of products to support informed choices. Authors found that awareness of menstrual cups was low, and that only 30% of websites with educational materials on menarche included information about menstrual cups.” 

The studies and analysis were funded by the UK Medical Research Council, the Department for International Development and the Wellcome Trust through their Joint Global Health Trials scheme. They were conducted by researchers from the Liverpool School of Tropical Medicine, the Tata Institute of Social Sciences, the Kenya Medical Research Institute, Edinburgh Royal Infirmary, and the Bill & Melinda Gates Foundation.

Rahul Chahal may not be a household name as of now, but with passing time, he would emerge as the biggest icon in the music industry. He is a video director and owns a music-making company called TDOTFILMS. Born on 26th June 1986 and brought up in Toronto, Canada, he always wanted to be the part of the creative industry which is surrounded my music. Since his childhood, his interest in reading comics and books helped him visualize and master the art of storytelling, which soon fixed his direction in his career. He ended up entering the music industry experimenting with different sorts of music with people of different nationalities. 

He started his career traveling a lot covering too many countries all across the world. His formal career in music started in Melbourne Australia when he made his first music video called My Sweet Love in the year 2014. Soon he was in India with two more videos known as Degriyaan and Pendu Korma making with the Indian musician – Bhupinder Gill. Since then it was no looking back. He moved on the path of music-making too many music videos and soon embarked with his own company TDOTFILMS in Canada which has its presence in India and other places.

He is known to shoot videos with different cameras from brands ranging from Sony to Arri and RED. He is also known for uploading his videos on Vines and YouTube. Working with people of different nations and music, he developed a good knack of creating some cool blends in music under his own banner called TDOTFILMS. He makes music and songs in several languages and has a decent fan following on social media as well. His recent work includes the music video called 4 am with Brown Boys Records where he gave his voice. His role is not limited to creating music but also extends to writing and scripting the songs, doing other creative work for the same.

Actress Sheikh Nadia who hails from Srinagar, Kashmir and was last seen in Vikas Gupta’s Ace of Space aired on MTV India quits acting. She says I have lived a very good life. I have enjoyed my work and lived my dreams to the fullest and more than expected. I wouldn’t have traded that life for anything. But as time passes by, your priorities change and so did mine. It’s not an abrupt decision in fact I have been thinking about it time and again. I am happy and content with my decision. I am going back to my hometown and the idea of being with my family gives me a sense of warmth. I have gained a lot of experience in Mumbai in these 5 years with the help of which I am thinking to get into production in my native industry. 

While talking with MWOOP she said “The thing is I have bigger goals, acting was just a part of it. I would continue making tiktok videos though haha. She adds it feels like the best decision ever taken. We asked her if she’s getting married. (Laughs) no no! No plans yet but will let everyone know whenever it happens. “

India is a country of enormous talent. Many get the floor, and many don’t. NOFILTR Management is a company which is promoting the fresh talent of India on a global level with leading singers and artists around the globe.

Naief Memon & Hardik Zaveri runs a company called NOFILTR Management. Naief, as we know, is a young Entrepreneur who is known for his work. His venture NOFILTR Management is mainly for the young talent of India. Naief Memon feels India is blessed with loads of talent what they require is the platform, So Naief and his friend decided to create a stage for all where they can support young artists on a more significant level with A grade superstars of other countries.

Recently they launched almost famous by collaborating with Soulja Boy for the song “Break Out”. Soulja Boy is known for his major hits like “Crank That” & “Kiss me though the Phone” this song ended up with millions of views over Apple Music, Youtube, Spotify, Gaana, Wynk Music, Times 

Music, Saavn and many other platforms.

By looking at the Instagram account of Almost Famous and who they follow it seems to be they may be about to release a significant song with The Chainsmokers as they are the only other artist beside Soulja that they follow.

Naief Memon and Hardik Zaveri were recently seen alongside “Cardi B & the Migos” in Miami and rumours suggest that they are working on bringing them down for a significant international Hip Hop Music festival in India and also doing a collaborating with young Indian artist.

Anything is possible for Naief Memon because this lad is a star. He regularly goes out with lots of B-town’s top stars, Producers and Industrialists, and many of them are his family friends, these things are every day for Naief Memon.

He is also seen out at parting with B-town celebrities and their kids. He is also a regular at All-Star FC practices and matches every Sunday and seen Playing Football alongside the likes of Dhoni, Ranbir Kapoor, Abhishek Bachhan.  

Naief Memon is distinct kind of Entrepreneur who wants to do something besides business, he wants to promote fresh talents and wants to see Indian artists on Global level, and if this happens, Naief would be the happiest person on Earth.

After the arrest of United Nations-designated terrorist Hafiz Saeed in Pakistan, India celebrates another taste of victory at the International Court of Justice in The Hague. On Wednesday, the ICJ delivered its verdict in favor of India in the Kulbhushan Jadhav case as the world court ordered Pakistan to grant consular access to the former Indian Naval officer. The ICJ in its verdict has suspended the death sentence and asked Pakistan to review the sentence awarded to Kulbhushan Jadhav by a military court in Pakistan. 

In the order copy following observations are recorded:

-By 15 votes to 1, it rejects the objections by the Islamic State of Pakistan to the admissibility of the application of the Republic of India and finds that the application of Republic of India is admissible;

-By 15 votes to 1, it finds that by not informing Mr. Kulbhushan Sudhir Jadhav without delay of his rights under article 36, paragraph 1 (b) of the Vienna Convention on consular relations. The Islamic Republic of Pakistan breached the obligation incumbent upon it under the provision; 

The ICJ observed that there is no doubt over the Indian nationality of Mr. Kulbhushan Jadhav. India has raised this matter to ICJ on 8th May 2017 after egregious violations by Pakistan of the Vienna Convention, 1963 in the arrest, detention, and trial of Mr. Jadhav. Notably, a Chinese national judge also gave his verdict in favor of India. 

The Case of Kulbhushan Jadhav, Explained:

After the death sentence awarded to the former Indian Naval Officer Kulbhushan Jadhav by the Pakistani Military Court (FGCM, Field General Court Martial) in November 2017, Pakistan had said that the ‘consular access’ will be given on the basis of merit. Kulbhushan Jadhav was convicted by the military court over the alleged charges of espionage and subversive activities in the Balochistan Separatists Movement. The Indian government had repeatedly rejected Pakistan’s version and asked for consular access to Jadhav 14 times, but stayed rejected by Pakistan. Kulbhushan Jadhav couldn’t appeal to the civilian court. He could only have requested for a ‘review’ in the FGCM court, or, appeal in Military Appellate Tribunal. The India Saga had then learned about the murky and dubious procedures followed in Pakistan’s Military Court trials that arise doubt in transparency and sanctity of these Military Court.

About FGCM

Following the terror attack at Peshawar Army School in 2014 by Taliban that claimed 148 lives of innocent children, the then Pakistani government proposed a bill in the Parliament to amend the ‘Army Act 1952’ which was done for a two-years period, to try civilians for terror related offenses and activities. As Nawaz Sharif government failed to prevent terror activities via Civilian courts of Pakistan, he went on for an ‘effective deterrent’ that raised serious questions about the prosecution of the civilians since 2015. After the death sentence awarded to the Indian national, it’s high time to talk about the dubious and secretly controlled trials by Pakistan’s Military Court. 

No Transparency

Since February 2015, a total of 274 individuals have been tried and convicted in several military courts. There are 11 military courts in Pakistan; three in Khyber Pakhtunkhwa, three in Punjab, two in Sindh and one in Balochistan. 

Conventionally, judges are opined to explain the reasoning behind the verdict. However, the Military court doesn’t ensure any such documents to the families of under trials. Even the essential findings are not disclosed. Everything depends upon the wit of Military court that curtails the human rights of the accused. 

No Right to Appeal in Civilian Courts

The Military courts’ convicts cannot appeal against the verdict in the Civilian courts. According to the Pakistan Army Act (1952), Military courts’ convict can only appeal in the ‘Military Appellate Tribunal’. However, convicts can request to ‘review’ the decision in the FGCM courts. Mercy plea is always an option. 

Military court functions in such offenses

– Kidnapping for ransom

– Attacking Military officers

– Instigating or waging war against the state

– Possessing, storing or transporting explosives, firearms, suicide jackets or other articles

– Using or designed vehicles for terrorist attack

In an exceptional move by amending the Constitution, Pakistan became the lone South-Asian country where civilians are tried by Military courts.

The International Commission for Jurists (ICJ) has been a continuous watchdog for Pakistan’s justice system. It condemned Pakistan in 2016, “the government and military authorities have failed to make public information about the time and place of their trials; the specific charges and evidence against the convicts; as well as the judgments of military courts including the essential findings, legal reasoning, and evidence on which the convictions were based.”

No Law Degree required in Military courts

In Pakistan, Military court judges are military officers very much a part of the military chain of command. There is no requirement for them to have a law degree or a legal background, which are prerequisites of judicial competence and independence of UN Principles. With Inter-Services Public Relations (ISPR), the only source of information for Military court actions, Pakistan continues to announce a death sentence to many. 

Kulbhushan Jadhav death sentence looked highly dubious and suspicious when we observe at the above proceedings and functions of Pakistan Military Court. In the name of prevention of terrorism, Pakistan has been neglecting the international human rights norms on spy and espionage of the Vienna Convention.

Jugni gathers intelligence by processing data on how unorganized businesses function to help non-branded MSMEs streamline businesses, save money, and scale up. 

MSMEs contribute to over 90% of the retail transactions of consumer goods in India, especially the non-branded consumer products that account for over $300 billion worth of B2B transactions. Unfortunately, they suffer losses in excess of $30 billion due to the unorganised nature of business, inefficiencies, damage, theft, unrecovered debts, and mismanagement of records and unavailability of credit, among other ancillary issues. This impacts over 20 million micro and small manufacturers, wholesalers, retailers etc. 

While brands have their own distribution channels, the micro and small businesses lose out to middlemen. The reach of these manufacturers is mostly local and is limited to around 500 to 1,000 retailers. According to a survey by SpanBuy, a B2B marketplace exclusively for micro and small businesses, there is a minimum of 3 layers of middlemen before a product reaches the retailers. This significantly increases the cost and reduces the margins for small-time retailers. Since these products are not known brands, retailers show a lack of interest in buying and selling these products. 

SpanBuy addresses this problem with its AI-powered Business Assistant, Jugni, which helps MSMEs save money, increase efficiency and scale businesses by leveraging the real-time intelligence it gathers around the dynamics of how day-to-day businesses run in the micro and small enterprise world. 

“Jugni will soon be active to serve over 20 million MSMEs in India, before going global. With this highly trained sourcing specialist wholesalers and retailers can discover a wide range of goods with higher margins”, said Abhishek Pattnayak, co-founder and CEO of SpanBuy.

Jugni also serves as a ready platform for small manufacturers and importers to directly access SpanBuy’s current network of over 500,000 wholesalers and retailers, and even guides them on the nuances of e-commerce, added Abhishek. 

The vision of SpanBuy is aligned with that of the Indian MSME Minister, Nitin Gadkari, who proposed an indigenously built platform, on the lines of Amazon or Alibaba, for the MSMEs in India. 

“We are a startup and aim to work hand-in-hand with the Indian Government to create solutions for the MSME sector which is currently contributing 29% to our GDP with a potential to contribute 50% to India’s GDP. MSME can be a significant growth driver as India envisions to become a 5 trillion US dollar economy,” said Rithesh Monnappa, co-founder & COO, SpanBuy. 

“Along with a good platform to sell, the MSMEs need solutions on trade-finance, analytics, logistics, CRM, accounting, etc. SpanBuy aims to be the single source of truth and an all-in-one solution platform for over 20 million MSMEs. We understand the traditional ways and processes of the small business operations and provide solutions for each of these processes,” said Abhishek. 

A sector driven by trust and references, SpanBuy spent a concerted effort of seven months to engage with and leverage the network and influence of old-time MSME players. Currently, the platform has onboard businesses from over 15 verticals which include over 750 manufacturers, wholesalers, and retailers like Funkrafts, Yuma Mobile, Concept Store, Live Basil, Mrigya Clothing, among others. “We would scale to 2000 manufacturers and provide them with the requisite business solutions by the end of 2019,” informed Rithesh. 

There is something about the KATRINA ANTONOVICH interior design and style which has attracted lots of A-grade people around the world from many years now. She is different effortless and influential because whether it’s fashion, or interior design Katrina Antonovich is constant in her work, and she produces Chic designs.

Katrina Antonovich work signifies quality and timelessness, and all her projects are of the pure class which makes her wah ahead then ordinary interior designers of the world. Katrina Antonovich is known for decorative masterpieces with the perfect fusion of classic and contemporary.

She comes from a blue-blooded family with a noble history. She is a talented professional and leading interior designer and interior fit-out company. She works for Retail, leisure, commercial, residential sectors. She also has an excellent team in her company “Luxury Antovinch design”.

Her office is in Dubai, but her clients are from worldwide. She is managing interior work for various countries top class business people. Her customers are mostly the VIP category people.  Katrina’s designs are the combination of the old and today’s hybrid classic models.

She is a genius in making a master bedroom, living room designs, Dining designs, customised curtains, children room designs, restaurant designs, bathroom designs, Flooring designs, Restaurant designs, dressing room designs, cinema hall, apartments, family halls, luxurious hows plans, clinics.

Katrina Antonovich knows that VIP customers need work in time, and she has the record of giving tough to a tough job within the time limit given by her for the project.  Her reputation in the world market is helping her getting the new big projects from various part of the world. Katrina’s name itself has become a brand in the market, and she gets new customers listening to her brand name in the market or from her past customers.

Katrina Antonovich main aim is to provide the most comfortable and also stylish designs to her customer, which says forever in their place and heart. For her business is not everything, relations matter for her and it’s beyond business.

When you invest in an FD, you earn returns at a fixed interest rate through the tenor. Usually, fixed deposit rates on company deposits are higher than those you can obtain at a bank. For example, you can earn interest at a rate as high as 8.95% when you invest in a Bajaj Finance Fixed Deposit. Even after the recent repo rate cuts, this FD is offering one of the highest interest rates. 

While you may think that marginal differences in FD rates do not amount to much, results obtained through an FD calculator indicate otherwise. To help you make a smart FD investment, here are 7 things to know about high FD interest rates.

Company FDs normally offer you better rates than bank FDs

You can open an FD with a bank or a non-banking financial institution. While bank fixed deposit schemes may be the more familiar option, they aren’t the best when it comes to getting high-interest rates. Company fixed deposit schemes can outmatch bank FDs in this regard. 

To illustrate, consider that FD interest rates at banks run up to around 6.5 to 7%. At most, you may get a rate of 8 to 8.25% on a bank FD. However, rates on a Bajaj Finance FD, a company deposit, start at 8% and run up to 8.95%.

Even a 0.5% rate difference can impact your returns greatly

At first, you may not make much of the marginal differences in FD interest rates. For example, you may obtain a rate of 8.10% on a certain FD and an interest rate of 8.60% on Bajaj Finance FD taken for 3 years with interest payouts at maturity. The 0.5% rate difference impacts your returns substantially, especially in the long run. 

Consider that you start with a principal of Rs. 5 lakh and opt for a tenor of 5 years. An FD that offers a rate of 8.10% transforms your principal into Rs. 7,38,071. However, the FD that yields interest at an 8.60% rate gives comparatively better returns. Here, you get Rs.7,55,299 at maturity. 

Higher rates let you meet your financial goals like a retirement fund more effectively

Whether you need to finance your child’s overseas education or build a large retirement corpus, high-interest rates help you tackle your financial goals more easily. When you invest in FDs for longer timeframes, say 20 years, higher FD interest rates provide you with additional finances and help you cater to urgent and unforeseen needs as well.

FD interest rates depend on tenor and payout frequency

To fetch the highest fixed deposit rates your issuer has on offer, choose your FD parameters wisely. Generally, FD interest rates peak when the tenor reaches 3 years. For example, as a new customer, interest rates on a Bajaj Finance FD start at 8%. 

However, this rate rises to 8.60% when you invest for a tenor of at least 3 years and take back your proceeds at maturity. While you have the option to earn frequently through regular interest payouts, this comes at a cost. The interest rate drops as your payout frequency increases.

Higher FD interest rates for senior citizens and existing customers

By investing in a Bajaj Finance Fixed Deposit, existing customers and senior citizens benefit from higher FD interest rates. The interest rate hikes are 0.25% and 0.35% for both customer profiles, respectively. By accounting for this hike, the FD interest rates for senior citizens goes up to 8.95%, which is one of the highest interest rates in the country.

0.10% more interest in renewing FD

Investing with a Bajaj Finance FD also helps you develop good investment habits with greater financial discipline. Here, you get a 0.10% interest rate boost when you renew your FD. In the long run, this incremental rate increase can provide you with a higher payout that you may consider a surplus. Use it to add a bit of luxury to your lifestyle or to cater to short-term financial setbacks.

High-interest rates are more valuable when coupled with low risk

Lucrative interest rates are dependable only when the FD that offers them has good credit ratings. Otherwise, you may not get timely payouts and at worst, your principal may not be returned. Bajaj Finance’s FD has been rated with an MAAA rating by ICRA and an FAAA rating by CRISIL. These being the highest in their respective categories, assure guaranteed returns.

News Source Â– Digpu