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Union Budget 2019-20 – Affordable Housing, Infrastructure to Benefit

The India Saga Saga |

Overall, Union Budget 2019-20 is a balanced one with more of a long-term vision as a follow-on of the Interim Budget. It has obviously been formulated to restore confidence in the India growth story as a whole, and more importantly within India Inc.

As far as real estate is concerned, the budget had a few hits and several misses. Infrastructure stayed at the top of the government’s agenda. This is of course significant, since infra development is one of the main propellers for economic growth and real estate benefits both directly and indirectly.

The new FM had an uphill task of balancing priorities in Modi 2.0’s maiden budget. Most sectors – including real estate – stridently sought concessions to kick-start stagnant consumption and investments. Steering the country out of the stranglehold of economic slowdown and creating employment were also high on the priorities list.

The Union Budget was on track in terms of encouraging savings and investments and empowering rural India. Its thrust towards the digital economy and start-up evolution will have indirect benefits in the long run.

As expected, affordable housing under the PMAY scheme (also a critical employment generator) got a boost.

Positives for Real Estate:

  • Affordable housing gets a shot in the arm:

The government announced major tax benefits that will help stimulate demand for affordable housing. Interest deduction up to Rs 3.5 lakh for affordable housing (priced <INR 45 lakh) as against Rs 2 lakh earlier will now be available until March 31, 2020. This can help attract first-time homebuyers. Further, nearly 1.95 crore houses are proposed to be provided to eligible beneficiaries under PMAY-Grameen between FY20 to FY22. 

The FM underscored that the completion of houses that previously required 314 days/house in 2015-16 has come down to 114 days since 2017. If so, the target of Housing for All certainly looks a bit more achievable. The government has set for itself a gruelling target under the Housing for All initiative.

  • Infrastructure development push:

As expected, a major boost has been given to infrastructure development via all forms of physical connectivity including industrial corridors, dedicated freight corridors, railways and airways. The government plans to invest over INR 100 lakh crore in the sector over the next five years. This will significantly benefit real estate and particularly increase demand for logistics and warehousing. However, actual benefit will depend on its on-ground implementation.

Another positive within the sector includes the development of nearly 30,000 km roads using green technology by recycling plastic. This can bring down the cost of road deployment and increase the sustainability quotient of a process which otherwise has serious environmental implications.

  • Rental housing may soon shed its ‘poor cousin’ status:

The FM called out the old rental laws archaic and stated that the government will soon formalize a modern tenancy policy and share it with all states. Clear-cut incentives to boost rental housing via a sound policy will positively help the government to further strengthen its Housing for All initiative. We await further announcements on this critical policy intervention.

  • Retail sector benefits:

Easing the registration process for small retailers and further simplifying the local sourcing norms for single-brand retail will benefit the retail sector in the times to come, and help the unorganized retail sector become more competitive.

  • Boost to Student Housing:

The government’s plan to launch a ‘Study in India’ programme to attract foreign students in higher education – for which it allocated INR 400 crore in FY20 – will inevitably create more demand for student housing. This is one of the best alternative asset class within the residential sector.

  • The government’s plan to develop 17 iconic tourism sites as world-class tourist centres will help boost the flow of domestic and foreign tourists to these destinations. It is a major positive for the hospitality sector.
  • The regulation authority of housing finance companies has now been moved from NHB to RBI. This will help create more transparency, eliminate anomalies and improve overall regulation.

On the Flipside

From the real estate perspective, the budget did not meet many expectations as it failed to address the sector’s most pressing concerns. We may not see consumers and investors return to the market in sufficient numbers – barring in affordable housing. The all-important Â‘industry status’ remained elusivetaxes were not sufficiently moderated and land reforms were not mentioned at all.

  • Tax benefits to homebuyers and investors: The deduction limits on principal and interest repayments under Section 80C and 24(b) respectively were last increased in 2014 after a hiatus of a decade. It was widely anticipated that the FM will try and revive consumer sentiments by increasing these tax exemption limits. The fact that these remained untouched is a definite sentiment dampener for many including real estate.
  • Investor sentiment will remain subdued: To revive the ailing real estate sector and ease the liquidity crisis, the government has to revive investor sentiment. However, Budget 2019-20 failed to announce sufficient key initiatives and measures to bring investors back to the real estate market and thereby help pump some badly-needed liquidity into the system.
  • Pre-budget, there were strong indications that the Centre would create a stress-asset fund to get work started on the stuck projects and provide relief to cash-starved developers as well as aggrieved homebuyers. The fact that it did not materialize is a major disappointment
  • Increase in customs duty on various raw materials such as PVC, vinyl floor etc. may put additional pressure on the pricing of residential real estate.
  • ITC benefit in GST left out: Without ITC benefits, builders suffer a major cut in their profit margins. Not only are the consequent losses offset by higher prices to buyers, they also result in a curtailed supply pipeline which does not bode well for amenable pricing going forward.

(Views expressed are personal.)

Challenges Indian SME’s Face To Reach The Next Level

The India Saga Saga |

Indian SME sector is one of our biggest providers of jobs, from workers to middle management levels. The larger companies have funding to install machinery and automation, which the small scale cannot.    

The small scale businesses are a mostly one-man show with the entrepreneur running his or her company with some assistants and workers. He has a vision which he follows mostly one product outfit, even the marketing is done by him. The owner runs a low-cost operation, as profits derived from the low cost of operations. There is no respite for him/her, working long hours and 24/7. It is only when he is ill does he get time off.  Often the spouse handles all other personal matters.  And many places the spouse joins hands to run the show. 

Not only this, procurement functions are handled by him. Those who understand the dynamics can run a successful enterprise, even grow it. Some move up the value chain from a few employees to several hundred, moving from small scale to medium.

Government’s role

The government plays a major role in this sector. Not just by the right policies to help, but also on a day to day basis.  A lot of government services and approvals are needed, for which the SME entrepreneur has to run around.  Tax men, factory inspectors, govt clearances needed, etc are part of the daily life. In reality, these are hindrances and not to help .  Despite 7% growth, employment is going down .  A task force must be set up by govt to analyse what is causing this drop. This task force must consist of govt, economists and also the business people who face the issues . Many policies remain only on  paper, which need to be implemented in spirit and practice . The budget will provide a great opportunity to the govt to help this sector. Last year the focus was on the farm sector.  Lets hope this year its on employment, particularly the small sector. The GST tool must also be used to reduce the multitude of taxes and procedures which hamper the smooth working of Small businesses. 

Despite a lot of infra work done in the governments first term , including electric power available across the country , coal mines in full working, digitisation of the payments system  (direct benefits), road building doubled in last 5 years, employment remains dismal. We need the govt to infuse large funds into the hands of the common man to facilitate consumer spending.

What hold’s back SME? 

One major  issue holding back SME growth is taxes. We are an overtaxed country with taxes whichever we turn . It’s not just the plethora of taxes. These need specialised inputs from consultants and CAs all of whom charge the earth,  And the time consumed of the businessman. Any small mistakes invite huge penalties . The small business man cannot afford all this in terms of cost and time .

Banks and Financial Institutions

SME funding from banks has greatly stalled , decision making managers are now afraid of things going wrong . They get seriously penalised to the extent of losing their jobs or even going to jail, so they follow the best course.  Don’t take decisions or sanction loans. At this stage of stalling economy, the govt should consider treating small scale on par with farm loans , with a one time waiver of SME loans and advances , including capital costs of machinery and plant . This will put working capital back in hands of the entrepreneur. Do we want to wait for the businessmen to start commit suicides like the poor farmers before acting? Waiver can be up to a certain category/level to be decided by an action group.

Internationally, there are financing options like Factoring and Bill Discounting. These are being done to an extent in India but the complications are too many for smooth systematic working. This would make the funds flow easier.

The delay in payment by large companies virtually kill the MSME, and must not be permitted under any circumstances. It should be criminal to delay beyond a point

Special Incentives

SME sector must be supported for a few years by special incentives. The government must give a 10% incentive as reimbursement on annual turnover to improve its profitability. 

R&D

The industry must be given a grant for R&D to power its quality and develop new products. It gives an edge over others, helps cut costs of production and another unique positioning

All in all, MSME needs to be supported to create employment, which is the need of the hour.  

(The Author of the article is Chairman & Managing Director, Nazara Technologies Ltd. & Founder & President, India Business Group Chamber of Commerce.)

Guinness World Record Certificate For Conducting Largest Session On Menstrual Hygiene Awareness

The India Saga Saga |

Motherhood Hospitals and Spherule Foundation (an NGO that works on various development and educational program for women-empowerment and health) bags Guinness World Record Certificate for conducting a largest session on menstrual hygiene.  The event took place last year on April 24, 2019 at Kendriya Vidyalaya School where 300 students (both adolescent girls and boys) were present. 

The record in which the Motherhood Hospital and Spherule Foundation participated is one of the 40,000 world records that are held on the Guinness World Records database.

Menstruation is one of the vital processes of a woman’s body which deserves utmost caution and self-care. Ensuring proper hygiene during menses is essential during those difficult days of the month. Lack of appropriate awareness on essential facts on menstrual hygiene could lead to itching, burning, vaginal and urinary tract infections, infertility and other reproductive health complications. With an objective to help young girls achieve a healthy vaginal health, Motherhood Hospitals and Spherule Foundation with this initiative and conducted largest adolescent health awareness lesson and bagged Guinness World Record Certificate.  

Dr Krishna Mehta, Facility Director, Motherhood Hospital Kharadi, said, “- As the Facility Director of Motherhood Hospital in Pune and a woman both, it was an overwhelming experience to participate in such an awareness campaign on menstrual hygiene and get global recognition by way of receiving the Guinness Book of World Record Certificate. It is a matter of pride and honour to know that Motherhood Hospital, as a Corporate Group of hospitals, is taking such initiatives for the betterment of society at large, especially women & children.”

Dr Rajeshwari Pawar, Consultant, Obstetrics & Gynaecology, Motherhood Kharadi, highlighted, “Growing up, as a kid, there were very few shows that would air on tv, of which the Guinness Book of World Records was one of the few prestigious ones. When I was asked to be a speaker for an attempt at the Guinness Book of World Records, I was thrilled. In addition, to be educating young girls about lessons that we may have never received, was the icing on the cake. I would like to thank my institute, Motherhood Group of Hospitals for this once in a lifetime opportunity to be a part of the GBWR.”

“Even though we are conducting menstrual health & hygiene sessions in schools across India throughout the year, this session was unique because we were attempting a Guinness World Record. It had to be perfect and as per Guinness guidelines, we had to strictly abide by WHO guidelines too. It was a wonderful experience. All doctors who were witnessing this event, students who participated and we as an NGO, were not only excited but also had the feeling of pride that with this record, we are trying to break the taboo & secrecy behind this subject,” concluded Dr Geeta Bora, Founder, Spherule Foundation.  

An Actor & Social Activist -Mudit Malhotra Followed His Heart To Reach The Space of Contentment

The India Saga Saga |

Mudit Malhotra is a Delhi-born, Mumbai-based actor and Fashion model, also an inspiration to many. He has completed his Bachelor’s Degree in Arts and Master’s Degree in Public Relations and Marketing. 

He started his career with winning the Title of Mr. DELHI TIMES and Ramp Shows for top Indian designer stop notch fashion designers such as Rohit Bal, Tarun tahiliani, Shantanu & Nikhil, Pawan Sachdeva amongst others. Later on, he won the national pageant titles of Rubaru Mr. INDIA 2016 and represented India at one of the most prestigious international pageant- MISTER INTERNATIONAL 2016 in Bangkok. 

He has been into print advertising and campaigns for many Indian and International corporations such as Dixy Scott Inner Wear, Red Chief shoes, Tinder, Royal Enfield, Tata Cliq, and Flipkart to name a few. Mudit is known for his impeccable styling sense in the Fashion Industry, apart from establishing himself as a Fashion & Lifestyle Blogger. He has worked with a lot of fashion editorials and has made it to the covers of magazines such as Woman’s Era, Maxim, Elite and Men’s Health. 

His passion for modeling has taken him all over the world, from France to Italy to the US and he loves getting acquainted with new cultures and mingling with people from different walks of life. 

He is also an Internationally certified fitness trainer and is equally passionate about cooking himself a hearty yet healthy meal. 

Mudit is also a social activist and has been associated with the Rubaru Group for a while now, doing his bit for the society. 

Human Atlas – An Initiative For Holistic Understanding Of Human Biology

The India Saga Saga |

A new human atlas initiative has been launched to create a unified database of a molecular network of all the tissues in the human body and to derive a holistic picture of working of the human body. The project named Manav has been launched by the Department of Biotechnology and Persistent Systems, a biotechnology company.

This mega project will collate and integrate molecular information on human tissues and organs that currently lies hidden in research articles in an unstructured and disorganized form. The project would utilize large biological community, both students and scientists, for extracting and adding the information from scientific literature at the level of cells and organs. The database would eventually help researchers in identifying gaps in current knowledge and help in future projects in diagnostics and disease biology.

The idea emerged from the success of “Smart India hackathon”, a nationwide contest in which large number of engineering students are being encouraged to find solutions to the pressing problems. In the same way, Manav will engage biology students to build their skills in reading scientific literature and deepen their understanding of biological system. 

“On one hand, we have large amount of published literature and on the other hand we have few lakhs students involved in biological courses. The thought process behind Manav was to orient our students towards an aim that will train them to read scientific literature, analyze it and also the knowledge on how to design experiments,” explained Dr. Abhay Jere, national coordinator of the project, while talking to India Science Wire.

In this public-private venture, DBT and Persistent Systems will invest Rs 13 crore and Rs 7 crore respectively. The project will be executed by Indian Institute of Science Education and Research (IISER) and National Center for Cell Sciences (NCCS) based at Pune. While the institutes will train students, the technology platform and data management will be provided by the private partner. Students and faculty from DBT Star colleges and Biotechnology Information network system (BTIS) network will also be involved.

The project team is in talks with other scientific agencies such as the All India Council of Technical Education, Council of Scientific and Industrial Research (CSIR), University Grants Commission and Indian Council of Medical Research (ICMR) for possible collaboration.

This initiative will not only seal the gaps in knowledge on human body but will also create a trained population of biologists. 

With the data curation and analysis skills imparted during this project, students will have better opportunities for the job in life science sector. The undergraduates and postgraduates from the various distinct fields of biology such as zoology, biotechnology, botany, biochemistry, pharmacology and medical sciences can register and contribute to this project.

A similar Human Cell Atlas project was launched in 2016 as a collaborative effort between scientists. This project is designed to generate data pertaining to cellular and molecular activities of various cell types in the body in both its normal and disease state using techniques such as single cell genomics. The Indian project, on the other hand, depends on the knowledge already available in scientific literature to derive information on cellular network.

The project will be executed in four steps. First will be creation of a robust online data annotation platform. Second step would involve data annotation and curation by students on the platform. Evaluation of generated data and model by faculty and then senior scientists for quality check would constitute third step. Finally, integration of data, model building and visualization. 

Currently the project is in its beta testing mode where students are being trained at NCCS, Pune campus to annotate and curate the molecular data related to research on human skin and assign them to various cells, tissues and organs via the newly created annotation platform. The information obtained will be checked by teachers and scientists. The team says that the feedback from students and faculty would help in fine-tuning the system. The training in the future will be conducted through webinars which will ensure the involvement of the larger student community from across the country can contribute to this project.

“The general methodology of acquiring and visualizing data methodology and technical platform developed during this project can be extrapolated to do other science project on biodiversity, ecology, environment etc. which may be relevant nationally or globally,” added Dr. Jere.

The information gathered in the project will help scientists to understand the differential molecular factors which vary between diseased states versus a healthy state of an organ. Further, it will bring out the cross-talk of molecular factors in various organs helping in understanding the networking between organs in a better way. (India Science Wire) 

Read About The Mesmerising Musical Journey Of Pak Singer “Jay Kadn”

The India Saga Saga |

Junaid Shahid Butt now known as musical artist ‘Jay Kadn’ formerly known as ‘Junai Kaden’ born 16th April 1990 is a Pakistani singer, songwriter and multi instrumentalist who was fresh to the music scene in 2011 where he signed to Tiffin Beats Records as Award winning urban setion Mumzy Stranger very own prodigy. Where the UK Bhangra music of 2011 was concerned, Jay Kadn aka Junai Kaden at the time seemed to the be only name on everyone’s lips and thoughts after a teaser of his first single ‘Aaja Meri Naal’ featuring Mumzy Stranger was released.

Born and raised in Essex, Jay Kadn first begun singing since the age of 14 but didn’t believe he would be given the chance ever to pursue this dream so he went into DJ’ing and soon after learnt to play instruments like the piano and dhol. Already possessing great talent, Jay used to fly back and fourth from the UK to Pakistan where he picked up various traditional styles of singing and learnt to play the harmonium. Jay is no stranger to stage as he held’s the experience of performing at mela’s across the UK as a musician with different acts & artists.

Growing up in the UK, Jay was surrounded by various genres of music. His mother’s side of family was pumping the sounds of the likes of Enrique Iglesias, Ricky Martin, Westlife and many more. In a major cost to this he’s father’s side of family was highly into classical hardcore Bhangra and Kawali style music. This need not to be told as ‘Aaja Meri Naal’ was a clear indication to the type of music Jay is influenced by.

In March 2010 he put in an application to the Rishi Rich Academy where director of Tiffin Beats Records & Super Producer Rishi Rich spotted the young talent, who since introduced Jay to Mumzy Stranger. After hearing Jays breath taking vocals, Mumzy decided he wanted to take him on under his own wings to showcase Jay to the world via Mumzy’s very own original production.

The young singer and star blossomed in front of the eyes of the fans and media. Already grabbing Mumzy’s fan-base he dropped 4 singles called  ‘Aaja Mere Naal’ ‘Nai Chaida Tera Pyar’ ‘ Jabbi Teri Yaad’ & ‘Ghetto Refix’ and a 10 Track album called ‘From Me To You’ all charting at the NO.1 spot  on the BBC Asian Network & iTunes Official Download Chart with TV networks and critiques alike hot on this talented boys tail.

Since then Jay Has toured all over world performing in Different cities in the UK, EUROPE, USA, CANADA and the MIDDLE EAST till date. 

In 2016 Jay teamed up with Indian Global Powerhouse Film Production Company ‘YASH RAJ FILMS’. It is every actor and musician’s dream to work with Yash Raj Films and for him as as a singer from the UK this dream became a reality. Just days after announcing his collaboration with the global Indian film company Yash Raj Films and his signing with UK label ‘Kiss Records’ announces his first release as part of the new project. ‘Tujh Mein Rab Dikhta Hai’ the official remix of the track from the blockbuster movie Rab Ne Bana Di Jodi starring Mega stars ‘Shah Rukh Khan’ & ‘Anushka Sharma’ and is accompanied by a spectacular video shot on location in Pakistan. 

The official clip was released on the official platforms and channels of YRF for the world to see. Since then Jay has carried out a Bhangra dance remix to the hit classic tune ‘ Tujhe Dekha Tou Yeh Jana Sanam’ and also teamed up with another Indian Global Film & Music Distribution company called T-Series.

Under T-Series Jay released a Punjabi dance track called ‘Gabru’ which was released in India via T-Series Apna Punjab.

At only 28 years old, and certainly no stranger to success Kadn has already built up a strong fan base over the years.

After having great success with his current single GABRU released on world-renowned Indian Music Label T-SERIES Jay Kadn is returned with another crazy Urban Punjabi Dance Tune named ‘Killer’ which shows the edgy yet cool side to Jay in his look and sound.

As we are in an era streaming Jays current release ‘Killer’ has been added into Spotify’s World Heritage Month with the song being placed into the biggest Playlists and being streamed over thousands and thousands of times.

With the Summer Of UK Melas 2019 about to kick in Jay is about to embark on a 8 date tour of Melas starting from the main city of London to Cardiff, Leicester, Luton, Middlesbrough, Manchester, Newcastle & Birmingham. All which are being announced all over his socials and official Mela platforms.

Along this tour he will be filming shooting for his next music video releasing within the coming month.

Jay Kadn is a popular recording artist based in the UK. With a huge growing fan base in the UK and abroad in other countries is a public figure looked upto by many. He’s an ambassador and champion to the youth and young upcoming emerging musical talents and artists of today within the Asian music scene. He has worked with credible and reknown recording labels, distribution label, PR & Marketing companies and Radio Companies across the globe. He is a true professional and is recognised for his achievements in music locally, nationally and worldwide.

Meet Samar Mondol, the President’s Photographer

The India Saga Saga |

Mr. Mondol said ”Dr Kalam” never forget to appreciate our works, always I remember his keenness for our welfare….

Jobs in India are fundamentally meant to chase your livelihood or to chase your dreams. Sometimes your sheer dedication and commitment for tasks give you a big leap in life that exposes your different variants, soiled with immense hardships and adversity. Such is the story of Mr. Samar Mondol who hails from the outskirts of Kolkata, West Bengal. He took one of the most hectic and responsible jobs in this world to serve as the President’s official photographer. 

Samar Mondol was the man behind the plethora of still photographs of former Indian presidents. He served as the official photographer for 8 former Indian Presidents. Taking his first big assignment for the then President Gyani Zail Singh, he retired during the current regime of honourable President Shri Ram Nath Kovind. After Zail Singh, he worked for R. Venkataraman, Shankar Dayal Sharma, KR Naraynan, APJ Abdul Kalam, Pratibha Patil and Pranab Mukherjee. 

The 60-years-old Samar Mondol while going down the memory lanes spills some beans about his life.  His early life in Kolkata saw days filled with adversity and crises at nights. When his family couldn’t afford his primary education and he was dropped out from the school in 5th STD, soon he decided to do some odd jobs in the streets of Kolkata. Mr. Samar Mondol was headstrong to complete his secondary education and then his intermediate and finally a diploma course in photography in Kolkata. His aspirations took him to Delhi in the year of 1987 where he was selected as the official photographer for Gyani Zail Singh. 

About his rapport with all the eight Presidents Mr. Mondol says, “Working with such learned and important people of the country opens up number of challenges in front of a person. Every President is different in his or her approach. Tuning with them is extremely important. Along with the Presidents one has to deal with the bureaucrats as well. In the last 2 decades of my service I came across various challenges.”

When asked whom do you admire the most during your service he denies commenting upon that, however, he did not hesitate to applause the missile man of Indian, Dr. APJ Abdul Kalam. He said, “Kalam Saab was a different personality altogether. His calmness was his key. At many instances he used to ask me about my view on a particular issue. Once, the government of India initiated a scheme to educate the children who could not afford education. It was ‘Each One, Teach One’. Under this flagship program the students from finishing schools were supposed to nearby villages and help poor students. Kalam saab asked me what my view was. I suggested him that these students from rich family background will never understand the essence of the objective. Why not ask their parents to educate one of their domestic helps in every household? It will automatically serve the purpose without pushing the well-off students to visit villages on weekends. As soon as I completed my sentence he humbly accepted my suggestion and directed other authorities to do the same.”

Mr. Mondol further says..

“Apart from Kalam Saab, former President Smt. Pratibha Patil did also seek my suggestions on some instances. Sometimes I thought it was their generosity that Indian Presidents are taking a note of my aid.”

About his foreign trips with the Presidents, he said, “I have 4 passports completely filled. You can imagine how frequently I travelled abroad. This was my job. I couldn’t give much time to the family because of my foreign trips. It’s my wife who made my home a family. She handled those days with great pious and calmness.”

Mr. Samar Mondol is married to Deepika Mondol, who is the General Secretary of an NGO named as ‘Divya Jyoti Cultural Organization and Welfare Society’. She is known as an ace social worker dedicated to uplift the lives of thousands. Recently, her work was recognized when a photo of Prime Minister Narendra Modi went viral while he was greeting a woman with his folded hands. The woman was Deepika Mondol. The NGO promotes Indian art and culture, Education and Literacy vocational training to work on Tribal Affairs.

Many of you would think that post-retirement the couple would be enjoying their leisure time but as I mentioned above that ‘big leap in life opens up different variations’, Mr. Mondol and his wife are planning to launch a Gurukul in his hometown in Kolkata. Samar Mondol says that the thought of the Gurukul was inspired by a dream which he saw decades ago. Since then he has been trying to open up a Gurukul. Even in his 60s, his aspiration is inspiration for the millennial in today’s world. He lived his job enthusiastically for years where ‘Age is just a number’ for the Samar Mondol. 

Celebrity Manager Hardeepak Singh to Launch Fresh Talents In Pollywood, Read More

The India Saga Saga |

Hardeepak manages celebrity presence on the Internet including their YouTube channels and other music platform related profiles. Hardeepak is only 18 years old and had started his start-up in Feb 2019. Ghaint Geet currently has over 1.5 million Spotify streams currently, which is a record high for being a new start-up providing digital distribution services.

Since a very young age, Hardeepak Singh has always had a passion for computing. His interest in this field is what drives him to do exceptional things in the field. He was born in India but at a young age had moved to the United Kingdom with his parents.

Hardeepak has confidence that his experience in computing and understanding the needs of the Punjabi music industry is going to take him far since he knows how to do things and has shown this within 6 months with his start-up Ghaint Geet.

Artists and record labels often find it difficult to find a digital distribution company, which they can trust and that will charge them an affordable price; that their music will be available on most or on all the music platforms for their fans to listen to. Therefore, Hardeepak has set out to change the industry by providing affordable solutions and that he is happy to help anyone from an artist looking to start out or work the big names like Diljit Dosanjh. Hardeepak has stated “I love helping others and will continue for the rest of my life. I have been through a lot and it is the toughest of situations, that is what has shaped me to be the person I am today. I am an ordinary Singh set out to do extraordinary things.”

Young Entrepreneur Mudit Lunia All Set To Enter Modelling World

The India Saga Saga |

Social Media Influencer Aftab Khan’s “FILMYGYAN” Keeps You Updated About Entertainment World

The India Saga Saga |

When Aftab Khan started FILMYGYAN, he was clear that he wants to make it big in the media and digital platform. Today, FILMYGYAN is one of the leading social media entertainment brands which has more than 10 million followers on Instagram and Facebook together. FILMYGYAN keeps the audience updated about the latest happenings, gossips, and updates about Bollywood celebrities and movies and everything about the entertainment world.

Along with being a founder of FILMYGYAN, Aftab Khan is also a Promotional Campaign Designer. He creates content for mainstream Bollywood movies which are used for the promotions by the actors and directors. Some of his work as a promotional designer includes popular films like Fukrey 2, Sonu Ke Titu Ki Sweety, KGF, and many others.

Aftab is also an influencer and he wants to create more content that will influence and encourage people to do best in their life and work on their goals and passion. The content he wants to give out to people is not just about entertainment related but also very helpful and motivating.

Through his social media pages, Aftab Khan shares interesting stories. Understanding the psychology of people and through the art of storytelling, Aftab Khan truly knows what kind of content the audience expects and uses it to create the related promotional content for the movies.

With all this success, Aftab Khan has no stopping. He is building one of the biggest influencer networks called @fin.network. Through @fin.network, a lot of influencers and brands can integrate. Aftab’s aim to create this network is that he doesn’t want the work of influencers to look mere like sponsoring or ads. he wants to create a platform that will give a brand value to the influencers.