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Meet the student who top the CUET and know his secrets

The India Saga Saga |

Over the last two decades, National assessments have emerged as an essential tool for measuring educational achievement to evaluate the competence of a particular student for further admissions. Although there are numerous national assessment programs with varying goals and objectives, most seek to track learning outcomes changes over time. Following the same, recently, under the Ministry of Education, the Common University Entrance Test (CUET (UG) – 2022) is being introduced for admission into all UG Programmes in all Central Universities like University of Delhi , BHU, Jamia Millia Islamia etc, for the academic session 2022-23. Students all over the country who completed their class twentieth boards the same year put their heart and soul into passing this examination. This opportunity for every deserving student to showcase their educational qualities has been remarkably utilized by many; one such name was Ayushmaan Bhatra. This twelfth-grader not only attended a hundred percentile in five subjects but also was among the toppers list.

 

This meritorious teenager, who is Guwahati, Assam-based and believes that a bulk of his success should be attributed to his upbringing since his parents always insisted on studying but never created any pressure on him. With his father being a lawyer and a significant segment of the immediate family being in the law profession, his parents did not object when he chose to do something different and opted for the Commerce stream and supported him on every step. Calling unpredictability the biggest fear encountered during the entire preparation process, Ayushmaan feels that since The 2022 Class 12th batch had Board exams twice (Term 1 and Term 2), the exams were not conducted in the manner that one would expect from CBSE. Moreover, the MCQ format introduced for Term 1 and then returning to the subjective format for Term 2 added to the students’ already existing confusion. Finally, CUET was introduced unexpectedly, and the exam dates were announced only very late. As a result, unpredictability posed a significant challenge. But with persistent efforts and faith in his potential, he elevated all the doubts that creeped out and succeeded with flying colors.

 

The journey so far for this young prodigy has been tremendously exciting, and in times when he felt drawn back, the right guidance from his near and dear ones kept him going. Sharing his preparation experience for this entrance exam, Ayushmaan took the name of Educaptain which is known for its highly affordable courses with features that are unique, such as Video Solutions of Mocks, Direct Mentorship from Toppers, Handwritten Books, Hand holding support, etc. The institute has constantly been giving tremendous results in the Undergraduate Entrances exams, for instance, AIR 3 in DU JAT, AIR 24 in IPMAT Indore, AIR 4 in IPU, AIR 4 in BVP, etc. After joining the coaching in the Victory Batch for the subjects English and General Test( aptitude), Ayushmaan felt inspired in this journey by receiving genuine guidance, lectures, and doubt solving for the subjects aforementioned and mock tests for all the different domains of CUET apart from English and General Test as well. The self-paced lessons, doubt-solving faculty, mocks, and regular guidance was what he found most helpful in the course. He also especially gratified Prince Gupta, the founder of Educaptain, for his valuable mentorship.

 

When asked about his perspective on the education realm, educaption’s Founder Prince Gupta, who comes from prestigious institutes of India like SRCC & IIM Calcutta, stated, “In my opinion, Children should be taught how to think rather than what to think. Finally, education has the potential to change the world. Education’s roots are bitter, but its fruit is sweeter. A tree is nothing without its roots, and education is nothing without exams. Each child has a unique learning style and pace. Each child is unique, capable not only of learning but also of succeeding. Students’ understanding capacity can be assessed using their ‘Conceptual Knowledge.’ With my ideology of ‘Education should be affordable, but at the same time of very high quality, our institute Educaption is changing the way Entrances are taken in India. We are known for our highly affordable courses with features that are unique, such as Video Solutions of Mocks, Direct Mentorship from Toppers, Handwritten Books, Hand holding support, etc.”

 

With mathematics being an absolute favorite, and an inclination toward Finance, Ayushmaan is in love with numbers. However, he doesn’t intend to enter college with a fixed mindset. Instead, he wants to explore the various options and then make an informed decision. As a result, he can’t declare which career exactly he would pursue, as he believes it’s inappropriate to have a fixed mindset at the very beginning of college so that he will try everything. Giving special acknowledgement to his Grandfather, Shri Amrit Kumar Ji Bhatra, from whom he inherits the traits of hard work and persistence, Ayushmaan thanked family, friends, and his School Don Bosco Guwahati who gave him the opportunity to grow and gave him people to look up to in the form of Principal Father Sebastian Matthew and all his teachers. As of now, counting the External Affairs Minister of the country, Dr. S. Jaishankar, as one of his biggest inspirations to follow in his footsteps, the young genius is all set to put in tireless striving to touch new horizons of success in life and make himself and his country proud.

The Strategy of Vanvasi Project India bringing change step by step

The India Saga Saga |

India has been an enormous resource for handmade goods, handicrafts, and handlooms. Its large variety of artisanal processes in every state of the country makes India different from the rest. This variety gave a vast domain of innovative products ranging from utilitarian to bespoke art objects. From the marketing point of view, it has always provided exposure to these artistic creations through open-air exhibitions under the banner of every state (melas and fairs) as an easy way. In recent times with negligible internet costs due to Reliance Jio, the impact on regional state-wise branding and its product placement has decreased. Customers are more demanding with added information about the quality aspect because they are buying it from their phones and laptops. Old ways of selling inside a stall with improper lighting and explaining the artisanal processes are dying with “depleting margins.”

 

After the advent of internet shopping, influencers and bloggers have gate-crashed the digital space debuting fashionably on Instagram. But, on the contrary, a millennial is focussing his youth and efforts to uplift and revive quality in village India’s unique artisanal processes of creative grassroots. Architect Rishabh Sachan (26), spearheading (RishuSdesign Foundation), is a creative genius who has always had a passion for Indian art heritage, with his first love being royal interiors. Along with being an MBA, Rishabh is applying his creative and management knowledge to amalgamate exceptional products made with human touch and emotional retina. To enhance his expertise in market linkages, he has gone through specialization in Strategy from Harvard Business School Online, certified in subjects of Sustainable Business Strategy, Disruptive Strategy, and Strategy Execution.

 

The creative aesthete has an intense aptitude for research-based design and has created bespoke tapestries and statement pieces with villagers after training them for four months. The work of Vanvasi is going on in three villages with selected teams who agree to work on his quality standards. The purpose is to showcase their hunar and special skills projecting their innate talent and relevance to today’s growth mindset. With a small amount of capital in his startup, the Vanvasi Project India team started visiting Uttar Pradesh villages and meeting the artisans and stakeholders. Architect Rishabh Sachan partnered with his mother, Alka Katiyar, with a degree in psychology, and grandfather S.C Katiyar. They initiated by convincing village women and young girls to skill in different hand-based embroideries that had practically gone extinct from our country’s creative and cultural space. Chikankari was a skill that few women practiced for their daily living.

 

After clearing and passing a three-stage selection process for over a year, architect Rishabh Sachan got himself sitting at the Mecca of strategy in India, the prestigious Indian Institute of Management, Ahmedabad (IIMA), for the very selective Creative and Cultural Businesses Programme in 2022. The organization is built brick by brick and is all about Indianness. Rishabh has also worked extensively for over three years on the aesthetic of Awadh and Nawabi Lucknow during his architectural college days, making him well-versed with Indian luxury rooted in heritage. Rishabh curated and conceptualized authentic heritage exhibitions at Taj for international tourism and delegates as a capsule showcasing the original antiquity and material wealth of Awadh for the first time in Lucknow’s history.

 

Rishabh mentions, “When you guide and build something on a meager capital budget, your life choices drift sharply. From the choice to convince to expenses in lifestyle, cost cutting automatically happens. The trade-offs are so many that one doesn’t even think of them to keep the focus in place.” After noticing his enterprising work and strategy execution on the ground level, Architect Rishabh Sachan was immediately notified of his voluntary role as Mentor of Change under Atal Innovation Mission, Niti Aayog, in 2022. His startup activity started during his MBA college days.

 

Vanvasi Project India is teaching Indian rural hands about the value of injecting quality into a handmade product. They had developed a few teams in three villages in just four and a half months. Co-founder Alka Katiyar guides and trains old and young women in the rarest hand embroideries and shares that women need to be self-reliant and support their families single-handedly. They are very responsible and understand the value of what they are learning. She says that many women speak that no one ever came to them to teach – “what is quality” they did every work just as a bulk assignment to deliver contractors who kept them at a bare subsistence level with minimum pay per piece.

Get authentic Maldivian experience with Forever Maldives

The India Saga Saga |

Traveling solo is almost every person’s dream, and what’s better than traveling to one of the most exotic islands, Maldives. People in the 10th century used to call the Maldives treasure island and they were right. The vibrant culture, the pristine beaches, the sprawling greenery, and the fascinating landmarks are surely a treasure for an enthusiastic explorer. However, it is often said that traveling to Male might burn a hole in one’s pocket but if the travel is booked through a reliable travel curator then the whole trip can be planned under budget. To address all this, through our deep research, we came across a trusted travel curator- Forever Maldives, that is assisting people in traveling to the beautiful islands of Maldives.

 

Incepted in the year 2020, the travel company has been turning people’s dreams of traveling to the Maldives into reality. They have numerous packages for couples, families, and solo travelers. In the coming days, they are all set to disperse their yet another solo girl’s trip to the beautiful island of Maafushi in the Maldives. Till now they have completed more than 50 such batches and those 1000+ happy travelers increase Forever Maldive’s reliability. Hiflier Travels being their parent company surely gives them an upper hand in the industry as they have been in the sector for 10 years now. Hence, with their services, they have gained a reliable name and have gotten a better understanding of the industry. 

 

This time’s solo girl’s travel batch is going to depart from the national capital, Delhi, and the Financial capital, Mumbai on the 12th of August. It will be a four-day trip hence the departure from Male will be on the 16th of August. The tour package for the long weekend from 12th August-16th August is priced at 69,000 is crafted with the motive of providing a memorable experience to every person on board. The journey will be starting with your hassle-free departure from your city, followed by your on-arrival visa at the Male airport. From there you will get to travel by speedboat to Maafushi island located in South Male. 

 

After reaching your destination you will check in on a twin or triple-sharing basis at the Kaani Palm Hotel, which is a Beach Hotel. As the name suggests you will be getting a beach view room with balconies to sit on and witness the most surreal view. With that, you will also get to enjoy leisure time at the rooftop infinity pool. The divine buffet breakfast and dinner there will surely make your tummy happy plus you will also get two packed lunches. Forever Maldives made sure to assist you in making the most of your trip hence they assured to create a feasible itinerary for you. The first day after checking in you will get to go on an island tour and also watch the prettiest sunset this will be followed by a group dinner (7-19 people) at the Hotel Unwind. 

 

The second and third days are going to be full of thrill and adventure. Right after breakfast you will be leaving for Ocean Excursion. In that, you will be cruising and snorkeling alongside majestic dolphins and sharks. You will get to enjoy underwater beauty at Biyadhou Reef and Turtle Reef where you can spend time with sea creatures. In these two days you can get clicked with picturesque scenery of Maldvie’s ocean, oh be ready to get tanned amidst all this fun. After coming back to the hotel you can explore the local market followed by dinner with live music and end your night with a Beach movie at the hotel’s beach. Natasha Rathi who recently visited the Maldives with Forever Maldives days, “I had the time of my life, in the start, I was bit spectacle, however, I am glad for the memories I made.” 

 

The founders of Forever Maldives Karuna Mangoria and Ramesh Kumar Mangoria share the idea behind starting the company, “The Maldives is like our second home, with our own experience and with the help of locals here, we try to make packages that help people explore the ‘real Maldives’. Our tours are pocket friendly and we ensure the safety of our female travelers by assisting them 24*7. We are confident that with us you will get the authentic Maldivian experience that too on a budget.” 

 

The last day of your Maldives trip will be free for you to explore on your own. You can do scuba diving, have a relaxing spa session, or even get a drone photo shoot done. Forever Maldives promises to give you a lifetime experience with everlasting memories and new friends. With a reputation like them in the market, you do not have to worry about anything as over the years they have increased their reliability. Their easy booking and payment methods add bonus points in their favor. So girls, what are you waiting for? Go right away and reserve your spot by just paying 25% of the total amount. 

How 17-year-old K. Sasi Tarun turned his passion into profession by 20 is an interesting read

The India Saga Saga |

Having a focussed mind and not letting any distractions cross his path, he made it to the top slot, at a young age.

Who wouldn’t want to work doing something they absolutely love? Though rare amongst people, there are still many whose hobbies and passions have found a way to turn that from a side-hustle to a full time profession. Although, not many of us have the courage to follow our passion, and instead look out for a safe route of taking up a regular job, there are still many whose love for a specific area pushes them to pursue it to such an extent that it turns into a fruitful career. Take the example of 20-year-old K. Sasi Tarun who is popular on the racing circuits as Torqdairies. This young lad has turned his passion of riding motorcycles into a profession and is today one of the youngest professional riders in India.

 

How did it all start? We ask the young champ, to which he answers, “I always loved to rev up the throttle as the sound of a motorcycle engine roaring always fascinated me. Soon enough I was riding them, and before I knew, I was on the racing tracks, riding competitively.” His love for bikes at 17 eventually turned out to be his profession by the time he was 20. He says that his family always supported him in his journey and that encouraged him to pursue his love for riding bikes further. His first tryst with racing tracks began with Kari Motor Speedway in Coimbatore, after which he got certified from Rajini Academy of Competitive Racing. That began his long journey of participating in competitive races like the Indian National Motorcycle Racing Championship in 2022 and many more.

 

Age was by his side and that gave him plenty of opportunities to spend time on the game and hone his skills. He went ahead to complete his basic free style stunt training under the guidance of TVS India Professional freestyle stunt athlete Padma Prashant at 18, and started riding solo, touring 19 states & 5 union territories covering complete South and North India, between Kanyakumari and Kashmir.

 

He has managed to ride to the 10 highest passes of India including Changla Pass, Khardung La, Rohtang Pass, Bara Lacha La, Zoji La, Tanglang La, Lungalacha La, Pensi La, Fotu La, and the most dangerous pass in the world Sach Pass, including Ladakh on his KTM DUKE 250 motorcycle.

Presently he is a professional motorcyclist with Merkai, a leading automotive motorsports’ agency from Andhra Pradesh and Telangana specializing in two wheel advertising and marketing and is also a rider for SMP KTM INDIA, as well as the ride manager at an agency deputed by TVS Motor for Apache Owners Group Community Telangana and Andhra Pradesh.

WHO IS RAJAN VERMA RK ARTS ?

The India Saga Saga |

Who is Rajan Verma Rk Arts?

RK Arts is a Delhi based printing company Estb. 1985 , working for top big MNC’s individuals, diamond merchants, schools, organisations and many more. They’re very famous across Delhi and having more than 9000+ clients across India, they work worldwide including having clients even from England, Thailand, Azerbaijan, Georgia & Egypt.

They highly trustful and dynamic with the prices. They’re are recognised for best working ethics and deliverables on time. The company is owned and managed by Mr Rajan Verma & his Father individually, they don’t have any branch but their Delhi office

Is the best approach for any requirement. You can directly contact them at their social media handles and on given number mentioned below:

+91 98917 90369 / 7836947369 and they’re contact address in delhi is 7753/121, Fasih Building, Clock Tower, Subzi Mandi, Delhi-110007.

 

Our Shop as RK ARTS , Estb. 1985.

 

Timing : 1O:30am – 8:30pm.

 

E-mail: rkarts1990@gmail.com

rkarts.allprinting@gmail.com

 

 

They provide all types of digital printing works mentioned like:

 

  • Graphic Designing
  • Flex Printing
  • Sunpack Printing
  • Light Board & Banner
  • Digital & Vinyl Printing
  • Visiting Cards & Letter Head
  • Pamphlets & Hand Bill
  • Screen printing
  • 3D printing
  • Envelope printing
  • Menu Cards
  • Hard lamination menu
  • Velvet lamination menu
  • Gloss lamination menu
  • 3D lamination menu
  • Digital paper print, (12×18) (18×24) (90 – 400 gsm)
  • Packaging Box printing
  • Texture Card
  • Gumming Sticker & Poster
  • Receipt Book & Bill Book
  • Dharmik Hoarding
  • Plastic Card
  • Shape Cut Card
  • Fancy Card
  • Most Exclusive Cards
  • Invitation cards
  • Brochures
  • Magazine designing & printing
  • Projects
  • Mug printing
  • Pen printing
  • Diaries printing
  • Photo frame
  • photo magic mirror
  • Mobile cover
  • T shirt print
  • Key ring
  • Watches
  • Gift items
  • Cushion cover
  • Mouse pad
  • Project printing
  • Thesis printing
  • Wedding card printing
  • Gifting corporate
  • Magic cushion
  • Led cushion
  • Furr cushion square
  • furr cushion heart
  • Magic mirror round

A Short And Easy Guide To Mutual Funds

The India Saga Saga |

Mutual Funds

 

Introduction

This article discusses mutual funds and types of mutual funds with particular reference to HDFC Mutual Fund. The article includes details on how to invest in mutual funds, the benefits of investing in mutual funds, and a profile of HDFC Mutual Fund.

 

What is Mutual Fund

  • Mutual Funds are professionally managed investment companies that collect money from various investors and invest the same on behalf of them in equity shares, bonds, fixed-income funds, real estate funds, and many other funds.
  • The income/profits generated from these investments are distributed among investors in proportion to their holding after deducting expenses incurred by calculating the scheme’s Net Asset Value (NAV).
  • Mutual funds offer small investors the opportunity to invest and benefit from growth in equity markets at a low cost as mutual funds are managed by professionally qualified and skilled managers.

 

How to Invest in Mutual Funds

  • Investing in mutual funds has become straightforward. One can simply complete the KNC (know your client) verification online or through the help of a mutual fund distributor or a financial advisor. KNC is a one-time registration process and does not have to be repeated every time one makes a mutual fund investment.
  • Investment in mutual funds can be made by a mutual fund distributor, registered investment advisor, a stock exchange broker, a bank, or a non-banking financial institution.
  • Mutual Funds investment can be made for as low as Rs 500 per month through systematic investment plans (SIP).

 

Investment in Mutual Funds can be made in the following ways:

  • Offline investment with the fund house
  • Offline investment through a broker
  • Online on the official website of the fund house
  • Through an investment app

 

 

Benefits of investing in Mutual Funds

There are several benefits of investing in mutual funds

 

  • Mutual Funds have professional management

Mutual Funds are managed by skilled, professional managers who have ample experience. Fund Managers deeply study the performance of companies before they invest in them.

 

  • Higher returns

Mutual Funds offer higher returns compared to fixed deposits. Investment in equity funds has the potential to generate higher returns but also has higher risk. Even debt funds outperform fixed deposits with higher returns to the same amount of risk. The returns are higher due to tax benefits.

 

  • Offer diversification of risk

Mutual Funds offer investment in various assets like stocks, debt funds, and real estate. Thus, the risk is diversified across various classes of assets.

 

  • Convenient and low cost

Investing in Mutual Funds has become very simple, trouble-free, and quick. The Know your client (KYC) process has become effortless and investments can be KYC verified online till a limit of Rs 50,000. Moreover, amounts as low as Rs 500 per month or Rs 5000 per year can be invested in mutual funds. It is advantageous for small investors who do not have to accumulate large sums of money before investing.

 

 

HDFC Mutual Fund

 

Profile

  • HDFC Mutual Fund is among India’s leading mutual fund managers, with over 4.4 lakh crore(4.4 trillion) rupees in assets under management.
  • The company became a publicly listed company in August 2018.
  • The company has a network of 227 branches and 1207 employees.
  • The company is owned by HDFC Ltd, one of the leading housing finance companies. Investment in HDFC Mutual Fund can be considered for the following reasons:
  • The company believes that it allows investors to invest profitably in the market without worrying about trends.
  • The company has set up the infrastructure for fundamental research and further makes deep analyses.
  • The company avoids the latest trends and fads with its strong emphasis on managing portfolio risk.
  • The company offers savings and investment products that provide wealth and income-creation opportunities to its customer base of 96 crore accounts.
  • The company has a track record of over 26 years, including investing in multiple market cycles and delivering excellent returns.

 

Some products of the company:

HDFC Balanced Advantage Fund

HDFC Arbitrage Fund

HDFC Asset Allocator Fund of Funds

HDFC Banking & Financial Services Fund

HDFC Banking and PSU Debt Fund

HDFC Children’s Gift Fund

HDFC Corporate Bond Fund

 

Conclusion

Mutual funds should be a preferred investment vehicle for young middle-class investors, as falling interest rates have made interest on fixed deposits unattractive and unable to combat inflation. Mutual fund managers, with their skills, can produce returns beating inflation by investing in equity funds, as small investors neither have the expertise nor the time to invest directly in equity markets. HDFC Mutual fund is one of the best brands in the mutual fund industry with a proven track record, and investors can consider investing in it.

TN Tourism Minister unveiled first-ever underwater Navarathri Bommai Golu Display at VGP Marine Kingdom

The India Saga Saga |

Most of us have at some point hosted or visited a home with a navarathri bommai (dolls) golu display. These dolls come as couples dressed in their wedding attire, depicting husband and wife symbolising prosperity and fertility and the start of the bride’s Golu collection. Display figurines are passed on from one generation to another as heirlooms, and are often several generations old.

 

To celebrate the beginning of Navratri, VGP Marine Kingdom created India’s first underwater bommai golu display which was specially crafted to prevent dissolving underwater. Normally these dolls are made of clay or other soluble materials. The artisans at VGP took on the challenge to ensure the same will withstand the salt water, while staying environmentally safe for thousands of it’s visitors to come and see

 

The unveiling was graced by Honouble Minister of Tamil Nadu Tourism, Dr. M Mathiventan after taking a tour of the 70,000 sq.ft walkthrough aquarium on 24th September, 2022.

 

Visit VGP Marine Kingdom between the 24th September till October 5th, 2022 to see this one of a kind display.

Venue: VGP Marine Kingdom, Sh49, Injambakkam, East Coast Road, Chennai 600115

 

View on Map: https://g.page/vgp-marine-kingdom?share

 

About VGP MARINE KINGDOM:

 

With the mission to educate, entertain and raise awareness about aquatic life, VGP Marine Kingdom is the latest addition to the VGP Group’s enterprises that launched on April 21st 2019. This is India’s first and largest walk-through aquarium with an underwater tunnel that is compared by many to the one in Sentosa, Singapore, and other world class aquariums in the world. Spread across 70,000 sq.ft, there are a total of 35 exhibits and counting with big and small tanks containing over 250 species of marine creatures including sharks and rays from across 5 habitats. Namely Rainforest, Gorge, Mangrove, Coastal and Deep Ocean.It also extends into a multi-level banquet facility consisting of an underwater view of our deep ocean tank.

To watch their latest video, visit the youtube link given below: https://youtube.com/shorts/EqA7ju0b36I?feature=share

Book tickets at www.vgpmarinekingdom.in/tickets

Follow them on www.instagram.com/vgpmarinekingdom to see the latest updates.

 

Shivai Munjal-A Delhiite intriguing the youngsters to invent unconventional dance moves with his convincing music

The India Saga Saga |

It’s always surprising and motivating also to see a teenager gaining popularity through his or her talent. Yes, we are talking about the age when youngsters are usually looking for their right aim to be followed, but when the energetic and passionate people like Shivai Munjal come out steering the fumes of smoke and get their identity known among a specific segment of the population, they become the inspiration for the others.

 

Shivai Munjal, renowned among people as Virat Munjal, has made the youth dance while playing music, being an integral part of Rave and Crave, where he was the Crave of the duo. In the last few years, Virat, aka Shivai, has played at more than 50 campus shows and more than 100 clubs, inclusive of the top clubs pan India.

 

The inception of Shivai’s musical journey was when he just stepped into his teenage, and it’s an awe-inspiring thing that he was mature enough at that age also to identify his ultimate passion and achieve heights in the musical world. Nothing succeeds like success is what perfectly adheres to the life of Shivai as he gained exponential fame after his rocking performances and stage shows at Playboy Club and Hylife in Hyderabad, Kitty Su Chandigarh, High Ultra Lounge Bengaluru, The Irish Pub House Mumbai, Lord of the Drinks Delhi and many more. The versatility of his musical talent grabbed the people’s attention from all directions of the country, and Besides India, China clubs also got their stages tapped by this DJ star.

 

Popular musical festivals like Sunburn, VH1 Supersonic, and Mad Decent Block Party were banged on by this Crave of the duo. These days, he is perceptibly visible at Bougie Delhi on Wednesdays, We Qutub on Fridays, Diablo on Saturdays and embellishing the event Bougie Bender on Sundays at Bougie with his diverse genre of music satisfying the aesthetic demands of the public.

 

Such fame is no doubt luring for the people who witness this, but the strenuous efforts put behind this gain remain an inspiration. The saga of his life from being Shivai to Virat has remained an autobiography of its own kind, and certainly, such people always become the heartthrob with their hard work, passion and ultimately clarity about their goals.

Common Myths About Two Wheeler Insurance Busted

The India Saga Saga |

A two-wheeler is the most common and desired means of commuting by most Indians. It makes gliding through narrow and chaotic roads a lot easier. Bike owners can also reach a location much faster. If you’re an office goer who spends hours travelling from home to office and vice-versa, investing in a bike can be your best decision. It will significantly reduce your commute time and help you reduce your travel costs. But your work won’t end at simply buying a bike of your choice, as you will also have to secure it under reliable two-wheeler insurance.

 

Also Read: The Motorcycle Ridding Entrepreneur: Sanil Tiwari aka Fakira Rider

 

The Indian market offers a wide range of insurance for two-wheelers, and this range of options can make it really tricky to pick the right plan. If you’re buying insurance for the first time, you may be surrounded by misinformation available online and offline related to bike insurance. To help make your two-wheeler insurance buying journey easier, we’ve busted some of the most commonly spread myths around bike insurance so you can invest in it without worry. Let’s quickly check the myths shared below.

 

  • All Two-wheeler Insurance Plans are Expensive

 

Two-wheeler insurance plans are not always expensive. Depending on your coverage requirements and budget, you must have some figure in mind. Fortunately, the Indian vehicle insurance market makes it easier for people with varying budgets to find ideal two wheeler insurance aligning with their requirements. You can always find bike insurance plans with lower premiums, but they may offer limited coverage.

 

The best way to find a two-wheeler within your budget is by starting your search online. Inviting suggestions from existing policyholders on various online insurance-related forums, groups, and communities can also give you a pretty good starting point to begin your ideal bike insurance search. You can also include an online bike insurance premium calculator in your search process to shortlist the best policy plans.

 

Also Read: How 17-year-old K. Sasi Tarun turned his passion into profession by 20 is an interesting read

 

  • Pre-insurance Inspection is Needed on Every Policy Renewal

 

A common myth many people come across is that policyholders must take their bikes for pre-insurance inspection every year before policy renewal. In reality, you must only undergo a pre-insurance vehicle inspection while buying new insurance. The concerned authorities inspect the current bike condition and take photographs before approving your insurance application.

 

But if you are renewing your bike insurance plan, you don’t have to undergo this process. The insurer may ask you for a pre-insurance inspection again if you miss your renewal and the policy expires. In this case, the insurance will be treated as new, and you will have to follow the entire pre-insurance inspection process again.

 

  • Buying Two-Wheeler Insurance Online is an Unsafe & Complicated Process

 

Most insurance companies have now started offering bike insurance online. But people new to this have various doubts and concerns regarding the entire online process. A myth is spread that buying two-wheeler insurance online is an unsafe process, and a person may lose his money. The truth is entirely the opposite. Insurers have placed all security and safety measures in line so people can securely make online payments to buy bike insurance.

 

The entire process is streamlined, automated, and secure. If you have the scanned copy of your ID proof, address proof, and other relevant documents ready, you can complete the entire bike insurance buying process within a few minutes. Ensure you have stable and fast internet while buying the policy online.

 

Also Read: Dashmi, woman biker who travel to save the lives of people amid this pandemic

 

  • Online Claim Settlement Process is Complex

 

Ever since insurance companies have adopted digitisation, they have provided more options for policyholders to contact than ever. Earlier, a policyholder had to make multiple visits to the insurer’s office for any policy-related task. But now, the entire thing has been shifted online. Some people believe filing claim requests are tedious online. In reality, claim filing has become easier and faster than ever through online mediums.

 

If you have the credentials to log into your account, you can find an option to file claims online. Even if you face trouble with it during your first claim filing, you can contact the insurer’s customer service team online, and they will assist you with the entire process.

 

  • Buying Third-party Insurance will be Enough

 

Bike insurance offers two major types of coverage, i.e., comprehensive and third-party. The former insurance covers the policyholder against own and third-party damages, while the latter only covers third-party financial liabilities. If you have budget constraints and are comfortable paying for your own damages in case of road accidents, third-party bike insurance is good to go.

 

But if you want broad coverage, you will have to proceed with a comprehensive plan over a third-party plan. A comprehensive plan can undoubtedly be slightly more expensive than third-party insurance, but its coverage and add-on buying ability make the investment worth it.

 

Also Read: 8 Simple Steps to Buy a Second-Hand Car on Used Car Loan

 

  • There are Not Enough Options to Choose from

 

This statement would have held true if it was said decades back. Fortunately, India’s current bike insurance market comprises various insurance providers. People no longer have to limit their choices. Once you’ve decided the type of coverage you want, you can find multiple relevant policy options online.

 

Whether you’re looking for options that fit your budget or offer specific coverage, you will never run out of options. If you cannot find some good options to start your comparison, ask your acquaintances for some suggestions. You can also join insurance groups online, inviting unbiased suggestions from current bike insurance policyholders.

 

  • Pillion Riders are Normally Covered Under Bike Insurance

 

A common misunderstanding some people have regarding bike insurance is that it covers the bike owner and the pillion rider in case of accidents. The plan’s coverage depends entirely on the type of bike insurance you purchase. For example, third party insurance won’t even cover damages caused to the policyholder, let alone the pillion rider.

 

People invest in a comprehensive bike insurance policy to cover their own damages. But even this policy won’t cover the pillion rider. If you want to cover the pillion rider, you must purchase a passenger add-on. This add-on can only be added if you’re buying a comprehensive policy, so choose wisely.

 

Cut Through the Clutter & Get the Best Bike Insurance

 

Choosing the right bike insurance is crucial for every bike owner. But the widespread myths surrounding two-wheeler insurance can make it challenging for many to make the right insurance investment. If you’re planning to invest in reliable bike insurance, make sure you know the myths around it. Since all common bike insurance myths have been busted in this article, you will have a reduced risk of falling for the wrong policy or coverage.

‘Lady Hut Apparels’, The Kashmiri Apparel Brand Is Chosen And Suggested By Brides

The India Saga Saga |

When it comes to her big day—her wedding—every lady has high expectations! The food menu, her makeup, and her attire are just a few of the details she wants to be flawless on this day. Furthermore, making a mistake on this day is simply unacceptable. It’s every bride’s worst dread to see a blunder, especially one in her attire. For a bride, seeing any kind of mistake, especially one involving her attire, is the worst nightmare. Because of this, some women take all their time choosing the perfect outfit for their special day. Nevertheless, “Lady Hut Apparels” has emerged as the all-inclusive answer to this issue.

 

“Lady Hut Apparels” is a Kashmiri apparel brand which allows you to shop anything and everything from a single store. You may want to be dressed as a wedding guest, or a friend of a bride, or a bridesmaid or a bride herself. Lady Hut Apparels has all the choices for you. With beautiful handwork detailing, their bridal suits can hook anyone’s heart at a single glance. Here are a few of the many options that you are given at Lady Hut Apparels-Bridal Dresses, Pakistani Suits, Designer Dresses, Digital Printed Lehengas, Partywear Dresses, Latest Tie and dresses, Floral Sharara Dresses, Pure Banarasi Silk Sarees and Collection of Bridal Imported Net Suits with Detailed Handwork.

 

Yes, so many choices at a single store and that too at affordable prices. Lady Hut Apparels is a time saving and pocket friendly apparel brand- the one you always dreamt of! The founder Khalid Bashir has taken a great care of brides’ tastes in clothing and ,thus, has always brought the most beautiful collections for them.

 

Located in the lap of Kashmir, Lady Hut Apparels has 5 stores of its own. The brand is brought up by the registered company Lady Hut Private Limited with Khalid Bashir as the founder. Lady Hut Private Limited also has its own trademark which speaks for its excellent quality of apparels.

Lady Hut Apparels now has 243K Instagram followers and 385K YouTube subscribers. It has also received a You Tube Silver Play Button. The way in which Khalid Bashir displays all the beautiful outfits is just amazing. The brand’s online market is expanding its reach, and Lady Hut Apparels is poised to rule the fashion world with its innovative designs. The success of Lady Hut Apparels is also attested to by the delighted reviews posted by brides on their social media profiles.